a day of hope!

coaching your dreams/

 2013  Dream Journal©

My Dreams Come True in 2013!

(YOUR   PHOTO   HERE!)

              

Dreams Do Come True!

(From Clerical Worker to Receptionist to Student to Radio/TV Personality to Producer/Editor/Screen Writer!) It’s POSSIBLE!

 (Step by Step Process Dream Maker with Affirmations CD)

Now It’s Time To Work On Yours! Let’s Get Started!

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www.ZeldaSpeaks.com

SOCIAL SECURITY NOW CALLED 'FEDERAL BENEFIT PAYMENT'/ENTITLEMENT!

Have you  noticed, your Social Security check is now referred to  as a "Federal  Benefit  Payment"?

I'll be  part of the one percent to forward this.

I am forwarding it because it touches a  nerve in me, and I hope it will in you.

Please keep passing it on until everyone in  our country has read it.

The government is  now referring to our Social Security checks as a Federal  Benefit Payment.
This isnt a benefit its earned  income!
Not only did we all contribute to  Social Security but our employers did too.

It  totaled 15% of our income before taxes.
If you  averaged $30K per year over your working life, that's  close to $180,000 invested in Social Security.

If you calculate the future value of your  monthly investment in social security ($375/month,  including both
your and your employers contributions)  at a meager 1% interest rate compounded monthly, after  40 years of
working you'd have more than $1.3+  million dollars saved! This is your personal  investment.

Upon retirement, if  you took out only 3% per year, you'd receive $39,318  per year, or $3,277 per month.

Thats almost  three times more than todays average  Social Security benefit of $1,230 per month, according  to the
Social Security Administration (Google it -  its a fact).

And your retirement fund would last  more than 33 years (until you're 98 if you retire at age  65)!
I can only imagine how much better most  average-income people could live in retirement if our  government had
just invested our money in low-risk  interest-earning accounts.

Instead, the folks in  Washington pulled off a bigger Ponzi scheme than Bernie  Madoff ever did.
They took our money and used it  elsewhere. They forgot that it was OUR  money they were taking.
They didnt have a referendum  to ask us if we wanted to lend the money to them.

And they didnt pay interest on the debt they  assumed.
And recently, theyve told us that the money  wont support us for very much longer.
But is it our  fault they misused our investments?

And now, to add insult to  injury, theyre calling it a benefit, as if we never  worked to earn every penny of it.
Just because  they borrowed the money, doesn't mean that our  investments were acharity!
Lets take a stand.

We have earned our right to Social Security and  Medicare.
Demand that our legislators bring some  sense into our government

Find a way to keep  Social Security and Medicare going, for the sake of that  92% of our population who need it.

Then call it  what it is:
Our Earned Retirement  Income.

99% of  people won't share this.
Will  you?

Oba William King The Poetic Storyteller

microwave Thanksgiving?

you must tend to your dreams!

what you don't know about your bank...

must see tv!

must see tv!

http://vimeo.com/3658572

romney sending your job to China?

"President Obama: Bail Out. Mitt Romney: Sell Out!"

Rev Jesse Jackson joins with workers in Freeport, Illinois to protest the closing of Sensata Technologies, a manufacturing plant where Presidential candidate Mitt Romney is a major stockholder. American employees are losing their $14 per hour jobs to China, where workers are paid just .99 cents per hour. This reveals Mitt Romney's real economic plans for America. Watch it on The Media Connection at:

http://youtu.be/W1Gy8oP0Y8Q

Higher Learning Network,nfp (HLN TV) being honored!

 HLN is a nominee finalist for the

2013 SBND  Community Enterprise Achievement Award.

Thank you for accepting our invitation to be recognized for your achievements 

toward development of new legal enterprises and jobs in communities

 impacted most by the recession.

As you know, our media promotion 

Community Enterprise Achievement Gala 

will be held on 

Saturday, November 17, 2012. 

The networking and presentations will begin at

5:00 pm at Chicago South Loop Hotel.

Details to follow:

Hooray!

Send your congrats to Zelda and staff 

info@HigherLearningNetwork.org